The following Terms and Conditions (the "Agreement") are entered into by and between You ("Customer" or "You") and Fabulous Beyond 40, Ltd ("Company", "We", or "Us").

Programme

The Company agrees to provide You with access to the Group Coaching Programme titled, "Four Weeks Lighter" ("Programme"). As a condition of participating in the Programme, You agree to be bound by and to abide by all policies and procedures set out in this Agreement, including those incorporated by reference.

Effective Date

This Agreement shall commence and be enforceable with respect to each Customer upon the date that Customer initially registers for the Programme.

Terms of Use and Privacy Policy

The Company's Terms of Use and Privacy Policy are hereby incorporated by reference into this Agreement. Except as modified by this Agreement, each of those agreements and policies shall apply fully to You. In the event of a conflict between any of those policies and this Agreement, this Agreement shall govern.

Fees

In consideration of your access to the Programme, you agree to pay a fee of £129, which is due in full prior to being granted access. All charges will be processed in Pound Sterling (GBP). For participants outside the UK, the equivalent amount in your local currency, such as approximately US$174, will depend on the exchange rate applied by your payment provider at the time of purchase.

Coupons & Other Discounts

From time to time, the Company may choose to offer coupons, run special promotions, or otherwise put its products and programmes on sale. If You purchase using a coupon or during a promotion or other sale, You agree to pay the fees set forth during the checkout process at the time of Your purchase. All other elements of these Terms & Conditions shall apply to such purchases without change.

Scholarship

Fabulous Beyond 40 intends to award one fully funded place in Four Weeks Lighter through its scholarship application process. Applicants must submit the requested application information by the stated deadline and meet any eligibility requirements communicated when applications open.

The scholarship recipient will be selected according to the published judging criteria, which may include:

• the applicant's reasons for applying;

• the potential benefit of participating in the Programme;

• the circumstances described in the application;

• readiness and ability to participate meaningfully in the Programme; and

• the overall strength and completeness of the application.

Selection involves judgement and is not based solely on financial circumstances or any single answer. Where required by applicable promotional marketing rules, applications will be assessed by an independent judge or by a judging panel that includes at least one independent member.

The judging panel's decision will be final except where a review is required by law or where an administrative error has occurred. There is no cash alternative to the scholarship and the scholarship is personal to the selected applicant and cannot be transferred or sold.

Submission of an application does not guarantee a scholarship place.

Scholarship Notification

The selected scholarship recipient will be contacted using the details provided in their application. If the selected applicant does not respond within 5 days, does not meet the eligibility requirements, or advises us that they cannot participate, Fabulous Beyond 40 may offer the scholarship to another eligible applicant in accordance with the stated selection process.

The scholarship covers the Programme fee only unless expressly stated otherwise.

Discounted Offer for Unsuccessful Scholarship Applicants

Applicants who are not selected for the fully funded scholarship may be offered the opportunity to join Four Weeks Lighter at a reduced fee. Any such offer:

• is separate from the scholarship;

• may be made to some or all eligible applicants;

• does not constitute a prize or compensation for not receiving the scholarship;

• is personal to the applicant and non-transferable;

• will be available only for the period stated in the offer; and

• is subject to the normal Programme Terms and Conditions.

The amount and availability of any discounted offer will be stated clearly when it is made.

Guarantee & Progress Support Commitment

The Company provides a guarantee for the Programme, but You are required to meet certain requirements to qualify for a refund. That guarantee is governed by the following terms.

We want You to be satisfied with Your purchase, but we also know that Your success will hinge on whether You put in the work necessary to succeed. The Programme is designed to be collaborative. We will provide coaching, education, structure, accountability and support, but participants are responsible for putting the agreed actions into practice.

Participants are expected to make a reasonable and consistent effort to follow the Programme, including:

• completing the required activities and check-ins in Coach Catalyst;

• following the agreed nutrition, movement and lifestyle practices;

• attending scheduled coaching sessions or watching the relevant replay;

• completing progress check-ins and measurements when requested;

• communicating honestly with the coaching team about difficulties, illness, injury or other circumstances affecting participation; and

• making reasonable use of the coaching and support provided.

Perfection is neither expected nor required.

For the purposes of eligibility for the Progress Support Commitment below, a participant will normally be considered to have participated consistently where they have completed at least 80% of the required Programme activities during the initial four-week period.

Where circumstances outside a participant's reasonable control affect participation, Fabulous Beyond 40 may take those circumstances into account when assessing eligibility.

Progress Support Commitment

Our aim is to help participants make meaningful, measurable progress with weight loss while developing habits that can be maintained beyond the initial Programme. For the purpose of our Progress Support Commitment, we use a weight-loss milestone of six pounds from the participant's recorded Programme starting weight.

This milestone is used to determine eligibility for additional coaching support. It is not a representation or guarantee that every participant will lose six pounds during the initial four-week Programme period. If, at the end of the initial four weeks:

• the participant has completed at least 80% of the required Programme activities;

• the participant has provided the requested starting and final progress information;

• the participant has engaged reasonably with the coaching process; and

• the participant has not yet reached the six-pound milestone,

Fabulous Beyond 40 will continue to provide the specified Programme coaching support without an additional coaching fee until the participant reaches that milestone, subject to these Terms, and capped at an additional 60 days after the end of the programme.

Additional support under this Commitment does not include indefinite access to every feature, resource, live programme cohort or service originally included in the four-week Programme unless expressly stated.

We may agree to reasonable changes to a participant's plan where health, injury, medication, life circumstances or other relevant factors require an adjustment.

Testimonials, case studies and examples used in connection with Four Weeks Lighter describe the experiences of individual participants.

They do not represent a guarantee that another participant will achieve the same result.

Weight-loss outcomes differ between individuals and depend on many factors, including starting point, health, physiology and participation in the Programme.

Demonstrating Programme Participation

Coach Catalyst activity records may be used to help verify Programme participation.

Where a participant cannot attend a live coaching session, they may satisfy that element of participation by watching the replay and completing the replay confirmation requested by Fabulous Beyond 40. For example, participants may be asked to submit a word, short response or other confirmation provided during the replay.

The purpose of this requirement is simply to establish participation for the Progress Support Commitment. It is not intended to require perfect attendance or activity.

Where the Progress Support Commitment Does Not Apply

The Progress Support Commitment will not normally apply where:

• fewer than 80% of required Programme activities have been completed without an agreed exception;

• required starting or follow-up progress information has not been provided;

• the participant has materially departed from the Programme without discussing appropriate alternatives with the coaching team;

• the participant has stopped participating or communicating with the coaching team;

• intentional weight loss has become medically inappropriate;

• a healthcare professional has advised the participant to discontinue intentional weight loss; or

• information provided by the participant was materially inaccurate and affected their eligibility or Programme recommendations.

Any decision regarding eligibility for additional support will be made reasonably and in good faith, taking the participant's circumstances into account.

Nothing in this clause limits any statutory consumer rights.

Term Of The Programme

The Programme shall run from September 18th, 2026 through October 18th, 2026. Unless otherwise noted in the Programme Details below, the Company’s responsibilities shall cease after November 1st, 2026.

Programme Details

As part of the Programme, the Company shall provide the following to the Customer:

Access To Training Area – The Company shall maintain a Training Area that may include lessons, forms, worksheets, checklists, and other information (the “Training Area”). You shall have access to this Training Area during the duration of the Programme.

Access To Private Discussion Group – The Company shall maintain a Private Group ("Group") that You will have access to as a member of the Programme. That Group provides a forum for You to connect with other Programme participants and to seek guidance and support. Members of the Company will seek to interact with Programme participants in the group, but the Company does not make any guarantees about participation by any of its employees, founders, or members in the Group. You are required to abide by any and all rules posted in that Group. If You fail to abide by those rules, You will forfeit Your right to participate in that Group. In the event You lose Your right to participate in the Group as a result of rules violation, You shall not receive a refund.

Group Coaching Sessions – As a member of the Programme, You will have access to Weekly coaching calls. The Company shall provide You with details about how to participate in these coaching calls.

Bonuses – From time to time, the Company may offer bonuses to individuals who sign up for the Programme. You shall be entitled to any bonuses offered to You at the time of registration.

Confidentiality

The Company respects the privacy of its customers and will not disclose any information You provide except as set forth in this Agreement.

As a condition of participating in the Programme, You hereby agree to respect the privacy of other Programme participants and to respect the Company’s confidential information. 

Specifically, You shall not share any information provided by other Programme participants outside of the bounds of the Programme unless You receive express written permission from such other participants to share the information. Similarly, the content of the Programme contains the Company’s proprietary methods, processes, forms, templates, and other information. You hereby agree not to share the information provided to You in the Programme with anyone other than the Company, its owners and employees, and other Programme participants.

Materials Provided By You During The Programme

The Company does not claim ownership of the information or materials You may provide during the Programme (including feedback and suggestions) or post, upload, input, or submit to any Website or our associated services (collectively “Submissions”).

However, by posting, uploading, inputting, providing, or submitting Your Submissions, You are granting the Company, our affiliated companies, and necessary sub-licensees permission to include Your Submissions in the Programme going forward.

In other words, the Company has the right to include Your Submissions – including any audio or video recordings of You participating in any sessions as part of the Programme – in the Programme going forward.

No compensation will be paid with respect to the use of Your Submissions, as provided herein. The Company is under no obligation to post or use any Submissions You may provide and may remove any Submissions at any time in the Company’s sole discretion.

By posting, uploading, inputting, providing, or submitting Your Submissions, You warrant and represent that You own or otherwise control all of the rights to Your Submissions as described in this section including, without limitation, all the rights necessary for You to provide, post, upload, input, or submit the Submissions.

Personal Responsibility

By participating in the Programme, You accept personal responsibility for the results of Your actions. You agree that the Company has not made any guarantees about the results of taking any action, whether recommended in the Programme or not. The Company provides educational and informational resources that are intended to help participants in the Programme succeed. You nevertheless recognize that Your ultimate success or failure will be the result of Your own efforts, Your particular situation, and innumerable other circumstances beyond the control and/or knowledge of the Company.

You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others - whether clients of the Company or otherwise - applying the principles included in the Programme do not guarantee that You or any other person or entity will be able to obtain similar results.

You agree to take full responsibility for any harm or damage You suffer as a result of the use, or non-use, of the information available in the Programme. You agree to use judgment and conduct due diligence before taking any actions or implementing any plans or policy suggested or recommended in the Programme.

Not Medical Advice

The Company and its employees cannot offer You medical advice. Its programmes, products, and services are not intended to diagnose, treat, or cure any disease and shall not be understood or construed as medical advice. Our programmes are intended for individuals who are in generally good health and not in need of medical treatment. Those programmes, products, and services are not a substitute for medical advice from a licensed doctor or other medical professional who is aware of the facts and circumstances of Your individual situation. We provide health-related education, information, and do-it-yourself tools that You use at your own discretion.

Fitness Warning & Disclaimer

The Company and its employees do not offer medical advice. Our programmes, products, and services are intended for individuals who are in generally good health and not in need of medical treatment. You are expressly advised to consult with a medical professional before beginning any new fitness programme to ensure that you are healthy enough for the activity. Our programmes, products, and services are not a substitute for that advice from a medical professional who is aware of the facts and circumstances of Your individual situation.

No Warranties

The Company makes no warranties regarding the performance or operation of the Programme, including any technological aspects of the Programme. The Company further makes no representations or warranties of any kind, express or implied, as to the information, contents, materials, documents, programmes, products, books, or services included in or through the Programme. To the fullest extent permissible under the law, the Company disclaims all warranties, express or implied, including implied warranties of merchantability and fitness for a particular purpose.

Limitation of Liability

You agree to absolve and do hereby absolve the Company of any and all liability or loss that You or any person or entity associated with You may suffer or incur as a result of use of the Programme and/or any information and resources contained in the Programme. You agree that the Company shall not be liable to You for any type of damages, including direct, indirect, special, incidental, equitable, or consequential loss or damages for use of the Programme.

The information, software, products, and service included or available through the Programme may include inaccuracies or typographical errors. Changes are periodically added to the information in the Programme. The Company and/or its suppliers may make improvements and/or changes in the Programme at any time.

The Company and/or its suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services, and related graphics contained in the Programme for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services, and related graphics are provided “as is” without warranty or condition of any kind. The Company and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services, and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non-infringement.

To the maximum extent permitted by applicable law, in no event shall the Company and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data, or profits arising out of or in any way connected with the use or performance of the Programme, with the delay or inability to use the Programme or related service, the provision of or failure to provide services, or for any information, software, products, services, and related graphics obtained through the Programme, or otherwise arising out of the use of the Programme, whether based on contract, tort, negligence, strict liability, or otherwise, even if the Company or any of its suppliers has been advised of the possibility of damages. Because some States or other jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitations may not apply to You. If You are dissatisfied with the Programme or any portion of it, Your sole and exclusive remedy is to discontinue using the Programme.

Choice of Law & Choice of Forum

The Parties agree that this Agreement shall be construed under the laws of Yorkshire, UK regardless of any choice of law rules.

Each Party irrevocably and unconditionally agrees that any dispute arising under or related to this Agreement shall be resolved exclusively in the state or federal courts with jurisdiction for cases arising in United Kingdom. Each Party irrevocably and unconditionally submits to the exclusive jurisdiction of such courts and agrees to bring any such dispute only in such forum. Each Party agrees that a final judgment by such court is conclusive and may be enforced in other jurisdictions by suit on the judgment or in any other manner provided by law.

Fee Shifting

The Parties agree that the prevailing Party in any action relating to or arising out of this Agreement will be awarded its reasonable attorneys' fees and costs incurred as a result of such a proceeding.

Termination And Access Restriction

The Company reserves the right, in its sole discretion, to terminate Your access to the Programme and the related services or any portion thereof at any time, if You become disruptive to the Company or other Programme participants, if You fail to follow the Programme guidelines, or if You otherwise violate this Agreement. You shall not be entitled to a refund of any portion of the fees and shall not be excused from any remaining payments under a payment plan in the event of such termination.

Miscellaneous Clauses

The Parties further agree:

Entire Agreement. This Agreement constitutes the sole and entire agreement of the Parties with respect to the subject matter contained herein, and supersedes all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, regarding such subject matter.

Amendments. No amendment to or modification of this Agreement is effective unless it is in writing and signed by each Party.

Severability. If any term or provision of this Agreement is found by a court of competent jurisdiction to be invalid, illegal or unenforceable in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other term or provision of this Agreement or invalidate or render unenforceable such term or provision in any other jurisdiction.

Waiver. No waiver by any Party of any of the provisions of this Agreement shall be effective unless explicitly set forth in writing and signed by the Party so waiving. Except as otherwise set forth in this Agreement, no failure to exercise, or delay in exercising, any right, remedy, power or privilege arising from this Agreement shall operate or be construed as a waiver thereof, nor shall any single or partial exercise of any right, remedy, power or privilege hereunder preclude any other or further exercise thereof or the exercise of any other right, remedy, power or privilege.

Relationship of the Parties. The relationship between the Parties is that of independent contractors. Nothing contained in this Agreement shall be construed as creating any agency, partnership, joint venture or other form of joint enterprise, employment or fiduciary relationship between the parties, and neither Party shall have authority to contract for or bind the other party in any manner whatsoever.

No Third-Party Beneficiaries. This Agreement benefits solely the Parties to this Agreement and their respective permitted successors and assigns and nothing in this Agreement, express or implied, confers on any other Person any legal or equitable right, benefit or remedy of any nature whatsoever under or by reason of this Agreement.

Indemnification. Each Party (the "Indemnifying Party") agrees to indemnify, defend, and hold harmless the other Party, its officers, directors, employees, and agents for any losses, costs, liabilities, and expenses (including reasonable attorneys' fees) relating to or arising from the Indemnifying Party's (i) breach or non-fulfillment of any representation, warranty, or covenant in this Agreement, (ii) breach of this Agreement, or (iii) grossly negligent behavior in connection with this Agreement.

Force Majeure. Neither Party shall be liable or responsible to the other, nor be deemed to have defaulted or breached this Agreement, for any failure or delay in fulfilling or performing any term of this Agreement when and to the extent such failure or delay is caused by or results from acts or circumstances beyond the reasonable control of that Party including, without limitation, acts of God, flood, fire, earthquake, explosion, governmental actions, war, invasion or hostilities (whether war is declared or not), terrorist threats or acts, riot, or other civil unrest, national emergency, revolution, insurrection, epidemic and pandemic, lock-outs, strikes or other labor disputes (whether or not relating to either Party's workforce), or restraints or delays affecting carriers or inability or delay in obtaining supplies of adequate or suitable materials, materials or telecommunication breakdown or power outage. If the event in question continues for a continuous period in excess of 15 days, either Party shall be entitled to give notice in writing to the other to terminate this Agreement.